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According to a recent report by CNBC, only 33% of Americans have formulated estate plans. Why? The majority of respondents said they just haven’t gotten around to it.  Estate planning isn’t only for the rich. An estate plan ensures your assets, no matter what size, are preserved and distributed appropriately after your death. Through estate

The emotions surrounding adoption are constantly fluctuating. As a couple longing to build your family through adoption, you feel excitement one minute and fear the next. Before you begin the process, you need to know some basic requirements like age, living situation, marital status, etc.  Which Adoption Scenario Is Right For You? There are two